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Healthcare 2026: AI Doctors, GLP-1s, and Insurance Defection

Healthcare
United States
Started January 28, 2026

Out-of-Pocket is a healthcare education company founded by Nikhil Krishnan that helps people understand how healthcare works and how to navigate it in practice. In this episode, a16z Health and Bio partner Jay Rughani and Nikhil discuss why health insurance is losing its role as the default way people access care. They explain how rising costs are pushing more consumers to pay out of pocket for diagnostics, preventive care, and navigation. The conversation also looks at what this shift means ...

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CLAIM Posted by will • Jan 28, 2026
Rising healthcare costs make out-of-pocket payments a necessary evil, forcing consumers to prioritize finances over their health needs.
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CLAIM Posted by will • Jan 28, 2026
The trend of paying out-of-pocket for healthcare could exacerbate inequalities, leaving low-income individuals with limited access to essential services.
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CLAIM Posted by will • Jan 28, 2026
The shift towards paying out-of-pocket can drive innovation in healthcare services, as providers compete to offer better value and transparency.
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CLAIM Posted by will • Jan 28, 2026
Out-of-pocket healthcare options empower consumers to make informed decisions about their care, fostering a more personalized approach to health.
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CLAIM Posted by will • Jan 28, 2026
As insurance roles diminish, the focus on preventive care and diagnostics can lead to healthier populations, benefiting society as a whole.
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