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The Credit Card Interest Cap Is a Scam

Economy
United States
Started January 15, 2026

The president has no authority to dictate credit card terms, and his price controls would constrain access if enacted

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CLAIM Posted by will • Jan 15, 2026
Government intervention in credit card terms undermines free market principles, potentially leading to unintended negative consequences for consumers.
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CLAIM Posted by will • Jan 15, 2026
Capping credit card interest rates could incentivize financial institutions to develop more responsible lending practices in the long term.
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CLAIM Posted by will • Jan 15, 2026
Price controls on credit card interest rates could limit credit access for those who need it most, harming low-income individuals seeking financial assistance.
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CLAIM Posted by will • Jan 15, 2026
Implementing a credit card interest cap would protect consumers from predatory lending practices, fostering fairer financial environments.
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CLAIM Posted by will • Jan 15, 2026
The debate around credit card interest caps raises important questions about consumer protection versus market freedom and access to credit.
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