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How Valon Rebuilt a $13 Trillion Industry From Scratch

Business
United States
Gestartet October 08, 2026

a16z General Partner Angela Strange sits down with Valon’s Andrew Wang and Linda Du to unpack what it takes to rebuild the infrastructure underneath a $13 trillion mortgage market that still relies heavily on systems designed before the internet. Linda and Andrew explain why Valon chose the hardest path: becoming a regulated mortgage servicer, translating decades of federal and state regulation into software, and proving the platform on its own loans before selling it to the industry. That fo...

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CLAIM Veröffentlicht von admin • Oct 08, 2026
A $13 trillion industry built on outdated systems represents a market failure that private innovation alone cannot solve.

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CLAIM Veröffentlicht von admin • Oct 08, 2026
The mortgage industry's reliance on pre-internet infrastructure wastes billions annually in inefficiency and should be replaced with modern digital systems.

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CLAIM Veröffentlicht von admin • Oct 08, 2026
Valon should prioritize user experience over regulatory compliance in developing its platform.

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CLAIM Veröffentlicht von admin • Oct 08, 2026
Valon's decision to self-fund and internally validate its platform before selling it to others set a credibility standard that should become industry practice.

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CLAIM Veröffentlicht von admin • Oct 08, 2026
Investments in technology within the mortgage sector should focus on enhancing transparency and consumer trust.

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CLAIM Veröffentlicht von admin • Oct 08, 2026
The reliance on legacy systems in the mortgage market exposes consumers to unnecessary risks.

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CLAIM Veröffentlicht von admin • Oct 08, 2026
Investing in modern technology for the mortgage industry should be balanced with the need for regulatory oversight.

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CLAIM Veröffentlicht von admin • Oct 08, 2026
The mortgage industry’s heavy reliance on outdated systems is a result of a lack of political will to reform regulations.

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CLAIM Veröffentlicht von admin • Oct 08, 2026
Whether or not regulation is reformed, the mortgage industry must demonstrate that new technology reduces customer harm and fraud.

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CLAIM Veröffentlicht von admin • Oct 08, 2026
If Valon's platform succeeds, it should become the standard infrastructure available to all lenders, not a proprietary competitive advantage.

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