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I’ve reached a point in my life where many of my peers are homeowners who talk about things like ‘kitchen triangles’[1]. As someone who doesn’t own their home, I nod smile and remind myself that I’m not alone. That’s what the data says anyway – the number of mortgagors is falling, more so among low … Continued The post The huge homeownership hurdle appeared first on Resolution Foundation
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Resolution Foundation (United Kingdom) | 27 mar 2026
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Policies should focus on making homeownership accessible to all, as it is a key driver of wealth accumulation and social equity.
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While homeownership is often seen as a goal, we must consider the financial burdens it places on individuals and families.
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The decline in homeownership reflects a necessary shift towards renting, which offers flexibility for younger generations.
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Homeownership should be prioritized as it fosters community stability and personal investment in local economies.
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The conversation around homeownership needs to acknowledge the diverse housing needs of a changing population, including renters and co-living arrangements.
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