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We need more UK success stories and IPOs before asking ordinary savers to take on investment risk

Stocks & Shares ISAs already exist for those who want them - why force everyone into higher risk?

The timing is terrible - with cost of living crisis and economic uncertainty, people need secure savings more than ever

Many people don't have enough savings to risk in the stock market - Cash ISAs are the only safe option for small savers

We should encourage UK innovation funds without forcing anyone - let the market create products people actually want

The real issue is financial education - people need better skills to make informed choices about risk and return

Young people need the opportunity to build wealth through investing, not just save cash that loses value to inflation

cash ISAs protect my capital - at my age I can't afford to lose money in the stock market

Forcing people into UK stocks through ISA changes would create an artificial bubble that will eventually burst - government intervention in investment allocation always ends badly

If people lose money investing in stocks they chose, that's on them - better than the government deciding where money goes

The UK shouldn't subsidize cash savings through ISAs - it locks billions in low-yield deposits that don't create jobs or drive innovation

Cash ISAs are a win for banks who get free capital, but a guaranteed poor return for savers once you factor in inflation - we're subsidizing banks at taxpayers' expense

Everyone should keep 3-6 months of expenses in cash savings for emergencies - having this tax-free through Cash ISAs helps people be self-reliant rather than dependent on state support

We need to focus on adaptation as much as mitigation

International cooperation is essential for climate action

We need stricter regulations on industrial emissions

Carbon taxes are an effective way to reduce emissions

Local communities should have a say in environmental policies

Wealthy nations should pay more for climate action

Climate education should be mandatory in schools